Let iBill help you facilitate your ACH needs

For ACH processing, turn to iBill. We offer the technical capability, flexibility, knowledge and reliability you need. Our unique fraud check services allow client merchants to reduce exposure to losses due to check processing fraud. Our industry experts have many years of collective experience, allowing us to provide the entire infrastructure of payment processing and merchant services.

Take Advantage of All of Our EFT and Payment Processing Services
We specialize in ACH processing for online retailers, but we offer a wide array of other services as well. iBill has the ability to manage high-volume transaction accounts while ensuring satisfaction for all of our clients.

Prevent Consumer Fraud Protection with FraudChek
One major credit or check scam can turn a company's bottom line from black to red before you can say "boom and bust." Fraud can also invite a death of a thousand cuts when lots of small, bogus transactions start draining the vitality from your business.

The good news? FraudScanner, iBill's innovative, automated consumer fraud protection and prevention package lets you stop worrying and wasting valuable staff time on verification, returns and chargebacks.

Account Verification Tool – Reduces return checks by over 65%
Early Warning "NON FACE TO FACE" (real time account verification); iBill's is directly integrated with this database. The product verifies business & consumer checking/savings accounts in real time. Over 20 data points are verified real time and scores as given based on each response. Database is updated every 24 hours. Database is made up of over 350 million account numbers (and growing). iBill has the ability to customize each data point to fit the needs of our clients and tighten or loosen the authentication process. Early Warning will reduce the number of returned checks, decrease processing cost, increase efficiency, decrease collections cost, decrease amount of products sold/shipped that associate with returned checks, and add measurable value to our partners check acceptance process. **Can be used as stand alone product or in combination with other authentication products Identity

Verification Tool – Significantly reduces chargebacks
Experian (real time identity verification); iBill is directly integrated with Experian. The product verifies consumer identity in real time. Consumer drivers’ license, name, home address, and current phone are validated through a custom scoring model Data points are crossed referenced with all received responses and given a scored value. iBill has the ability to customize each data point and score to fit the needs of our partners and tighten or loosen the authentication process. Experian will decrease chargebacks and improve the integrity of each transaction authenticated.

Risk Verification Tool
Previous Payments (negative check database); iBill has access to this proprietary database. There are over 50 million accounts numbers in Previous Payments. Previous payments will reduce the number of returned checks, decrease processing cost, increase efficiency, decrease collections cost, decrease amount of products sold/shipped that associate with returned checks, and add measurable value to our partners check acceptance process.